Elgin, IL Injury Attorneys Fight for Victims of Insurance Bad Faith
Illinois Law Firm Work on Bad Faith Insurance Cases
Insurance companies have a duty to deal fairly with their policyholders, and violating that duty is considered bad faith. When an insurance company is proven to have acted in bad faith, a policyholder generally has three options:
- Negotiate a resolution and fair settlement with the insurer on their own
- Give up the claim
- Retain an insurance dispute attorney and file suit against the insurance company
Unfortunately, due to inexperience or intimidation, most people choose to give up and do nothing. Those who try to negotiate with their insurer often find themselves at a huge disadvantage, since insurers are the claims negotiation specialists.
However, when a policyholder retains an attorney experienced in insurance bad faith claims, insurers tend to take the claim more seriously and look for ways to minimize the damage they’ve done. Many bad faith cases settle before trial, although some of them will eventually end up in court.
Proving a Bad Faith Claim
To prove a bad faith insurance claim, an insured needs to show that the insurance company failed to honor their contract (the insurance policy) and had no valid reason not to pay the claim. If it is proven that an insurer acted in bad faith, the policyholder could be eligible to recover the benefits of the policy for the claim they submitted, along with additional damages suffered as a result of the wrongful denial.
Contact an Elgin, IL Insurance Bad Faith Lawyer Today
An insurance company commits bad faith when it puts its own interests above those of its policyholders. If an insurance company used bad faith tactics to deny your claim, contact the Elgin, IL bad faith insurance attorneys at Kelly Law Offices, LLC online or call 1-800-859-8800 to schedule your free initial case evaluation today.
